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down payment assistance program

This program is administered by the Long Island Housing Partnership in coordination with the Office of Housing and Homeless Services - Housing Counseling Center. The Housing Partnership will leverage HOME funds with New York State funds for the County employer assisted housing program. The Employer Assisted Housing program includes over 117 participating employers on Long Island. The County's American Dream Payment Initiative Funds are being allocated to this program.

The "American Dream" of home ownership is now a reality for first time Nassau County homebuyers. Tthe Long Island Housing Partnership, as agent for Nassau County Office of Housing and Intergovernmental Affairs, is accepting applications from first time Nassau County homebuyers for down payment/closing cost assistance toward the purchase of a principal residence. The Down Payment Assistance amount is up to$25,000 plus up to $10,000 towards repairs to rehabilitate the newly purchased home.

Under provisions of a federally funded program, Nassau County will provide eligible first-time homebuyers with up to $25,000 towards down payment/closing costs provided that the applicant puts a minimum down payment of at least 3% of purchase price. Homes purchased must be pre-existing or a newly constructed residences located within the boundaries of Nassau County. They must be single-family dwellings (includes townhouses, condominiums, co-operative apartments and manufactured homes) occupied as a principal residence. The appraised value of a HOME assisted property to be acquired by a first-time homeowner must not exceed the limit on the value of a single-family unit, which is $410,000.
Eligibility Criteria
Click Here for First Time Homebuyers Information

Long Island Housing Partnership, Inc.

as Agent for NCOHIA

40 Main Street Suite B

Hempstead, NY 11550

Telephone: 516-572-1903

Long Island Housing Partnership, Inc.

as Agent for NCOHIA

180 Oser Avenue, Suite 800

Hauppauge, NY 11788

Telephone: 631-435-4710

Call the Nassau County Homeownership Center to inquire about other Housing Assistance Programs at 516-572-0818.
homeownership center flag
First Time Homebuyer - as defined by HUD as a household that has not owned a home during the three year period immediately prior to purchase of a residence with HOME assistance funding;

Family Occupying the Property as a principal residence;

Income Eligible Family- meaning a prospective buyer must have a gross annual income not exceeding the *income limits for the area as listed below with assets also taken into consideration. The family must be able to secure a mortgage.

Household Size

Maximum Annual


Minimum Annual Income








8 or more

















The Down Payment Assistance Program funds are a deferred payment, non-interest loan, to assist the buyer in a first-time home purchase, which must be fully repaid to the NCOHIA only if the home is sold or transferred within a ten (10) year period.
*Before applying, potential applicants should contact Nassau County Office of Housing and Homeless Services for income calculation instructions and applications.